Creditor Harassment

Creditor Harassment Lawyer in Los Angeles

Helping Those Who Are Experienced Creditor Harassment in California

If you are being harassed by creditors, it is important to know your rights. There are limits on what creditors can do to you, and you should not have to suffer through these practices. At Papian & Adamian, we have over three decades of experience helping people overcome creditor harassment. We are here to help you end the harassment and get your life back.

Call us today at (833) 360-8605 or send us an online form to schedule a free initial consultation with our Los Angeles creditor harassment attorneys. 

What Is Creditor Harassment?

If you have fallen behind on your bills, you may be worried about what your creditors will do to you. You may be surprised to learn that creditors are not allowed to harass you. They are not even allowed to contact you at unreasonable times, such as early in the morning or late at night.

Common Examples of Creditor Harassment

The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from creditor harassment. Creditors are not allowed to:

  • Call you repeatedly
  • Contact you at unreasonable hours
  • Contact you at your place of employment
  • Use any false, deceptive, or misleading representation or means
  • Publish false information about you
  • Use a false name
  • Use any business name that is similar to your own name or your attorney's name
  • Claim to be a law firm or an attorney if they are not
  • Claim to be a representative of a government agency if they are not
  • Claim to be a credit counseling agency if they are not
  • Contact you after a lawsuit has been filed against you
  • Contact you if a judgment has been entered against you
  • Contact you if you are a member of the armed forces
  • Contact you if you are a victim of a natural disaster
  • Contact you if you are a victim of a fire, flood, or other disaster

If you are being harassed by creditors, contact us immediately. Our Los Angeles creditor harassment lawyers are here to help you end the harassment and get your life back.

What to Do When Facing Creditor Harassment?

Facing creditor harassment can be an overwhelming experience. If you're receiving incessant calls, threatening letters, or unwarranted legal threats, knowing your rights and taking immediate action to protect yourself is crucial.

First, it's important to document all instances of harassment. Keep a record of every phone call, message, or letter you receive, noting down the date, time, and content of each interaction. This documentation can be important if you need to take legal action against the harassing creditor.

Next, you should formally request the creditor to stop contacting you. This can be done by sending a written request, also known as a "cease and desist" letter. Once the creditor receives this letter, they are legally required to stop all communication with you except to inform you of any specific legal actions they are taking.

If the harassment persists despite your requests, it might be time to consult with our creditor harassment lawyer in Los Angeles. Legal professionals specializing in this area can help you understand your rights, evaluate your situation, and take the necessary steps to stop the harassment. We can also represent you in court if you decide to sue the creditor for violating the FDCPA.

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Contact Our Los Angeles Creditor Harassment Attorney Today

At Papian & Adamian, we are dedicated to helping you end creditor harassment. We will help you file for bankruptcy and guide you through the process, making sure that your rights are protected. Our Lancaster creditor harassment attorney will help you get the relief you need.

If you are being harassed by creditors, we can help. Call our creditor harassment lawyer in Los Angeles today at (833) 360-8605 to get started on your path to freedom.

Contact Papian & Adamian Today

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